How to invest

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4 Simple steps to book your investment

STEP 1

Select Invest

For App, click on transaction and then select invest
For Desktop, simply click invest from the dashboard

STEP 2

Select Fund

Choose the fund you want to invest in
Enter the amount you want to invest

STEP 3

Select Payment Method

Select Online Payment if you want to make payment through online banking
Select Cheque if you want to make investment via cheque

STEP 4

Review information

Review all the information you’ve input
Click Confirm

Get Started

Here’s How You Can Pay Through Your Bank

FAQ’s

How to make an investment?

Once you sign up all you need to do is follow the steps below to make an investment:

Log in to your iSave account using your Username (you can also use your CNIC as the username) and Password.
Click on Invest and fill out the investment form.
Select the fund, and fill the amount (iSave Swift Account holders will not be able to modify the fund) Click Proceed.
Once you have seen the “Your investment request has been placed” message, you will receive an email with instructions.
Transfer the payment amount due. If you have online banking access with Standard Chartered Bank, Faysal Bank, Summit Bank, Habib Metro, NRSP Bank or Bank Al-Habib you can transfer funds to us online. Alternatively, you may request a cheque pick-up via TCS Haazir (currently only available for customers from Karachi, Lahore, Islamabad and Rawalpindi).

You will be sent a transaction completion update as soon as it is processed successfully!

What are the types of funds I can invest in?

If you have just opened your Swift Account, you will initially only be eligible to invest in MCB Cash Management Optimizer Fund and the Alhamra Islamic Income Fund. These are low risk funds that aim to give you returns withour exposing you to any risk.
Once you complete a risk profiler after logging in, you will be allowed to invest in other products as well.
If you have opened an account on a paper based form with us, all funds will be available to you immediately.

How do I make payments online?

Please refer to the online payments instructions specified here: https://www.mcbah.com/payment-instructions/

What is the minimum amount for making an investment with MCB Arif Habib?

You can start with as low as Rs. 500.

Can I invest in more than one fund at a time?

Yes, you can invest in as many funds as you wish!

How long does one have to invest?

You can invest for as long as you wish! Even a day! Do keep in mind though, that funds should be chosen based on the how long one wishes to invest and what your financial requirements and risk appetite is.

How do I use online investment for additional investment in MCBAH Savings?

Simply log in to your iSave account, place a request and then transfer funds via your internet banking portal. Alternatively, we can pick up cheques!

Do you charge any fees?

There are no fees to transact with us online (submit an investment request online . If you chose work via one of our distributors or via our on ground teams, a small fee may be charged upon every investment you make.

Will Zakat be deducted on my investment?

Yes, Zakat will be deducted unless Zakat Exemption Declaration Form (CZ-50) / Zakat Affidavit is submitted to the company. If you have your Zakat Affidavit with you and your profile says you are not exempt from Zakat, you need to simply take a picture of the Zakat Affidavit from your phone and email it to us at info@mcbah.com with your CNIC number from your registered email address and we’ll take care of the rest!